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getting started  Financial Aid 101

What is Financial Aid?

Financial aid refers to funding intended to help students pay expenses related to their education.  Sources may be from grants, scholarships and work-study programs from federal, state, institutional and private sources. Financial aid from these programs may be combined in an "award package" to meet or defray from the cost of education.

Financial Aid is not intended to cover all basic living expenses.  However, in many cases it is available to help students achieve their college goals without placing a financial burden on their families.

Financial aid may be awarded based on merit or need. Merit-based aid is awarded based on the recognition of special skills, talents, or academic ability. Need-based aid is awarded based on the applicant demonstrating financial need for the award.

calculate need

What is Financial Need?

Financial need is the difference between the cost of attending Walters State and the family's ability to pay. The family's ability to pay, called the Expected Family Contribution (EFC), is determined by completing a need analysis application, the Free Application for Federal Student Aid (FAFSA):

  • Filing the FAFSA is a free service that enables a Walters State student to apply for all types of need-based student aid. The application, which collects income and asset information, must be submitted for analysis and computation of the Expected Family Contribution (EFC).

Cost of Attendance

Personal expenses, room and board, and transportation costs are components normally used in calculating the cost of attendance. An example of the typical cost of attendance for two semesters at 12 credit hours per term is  listed below:

2018-2019 award year
  In-State Out-of-State
Tuition/Fees  $ 4,224  $ 16,512
Books & Supplies 1,200 1,200
Room/Board/Personal 3,600 3,600
Transportation 2,400 2,400 
Other 1,400  1,400
Total  $ 12,824 $ 25,112

Net Price Calculator

Net Price CalculatorThis calculator is intended to provide estimated net price information (defined as estimated cost of attendance — including tuition and required fees, books and supplies, room and board (meals), and other related expenses — minus estimated grant and scholarship aid) to current and prospective students and their families based on what similar students paid in a previous year.

Use the Net Price Calculator Now



6 Steps to apply for financial aid

Types of Aid

FAQs- Including Tips on Completing FAFSA and How to Access Financial Aid information